Acceptance of these Terms
By accessing or using this website, you agree to these Terms of Use and to any additional terms presented with a specific Genrae product, service, document, account, or transaction. If you do not agree, do not use the website.
These Terms apply only to website use. Signed agreements, program disclosures, investor documents, lender documents, and closing documents control over anything on this website if there is a conflict.
About Genrae
Generational Equity Labs, Inc., doing business as Genrae, is a housing affordability company. Genrae uses institutional capital to help reduce mortgage payments through a mortgage-linked purchase-option structure.
Genrae is not offering a consumer loan through this website. Product availability, eligibility, pricing, closing requirements, and borrower obligations depend on applicable law, participating counterparties, underwriting, transaction documents, and program requirements.
Informational Use Only
Website content is provided for general informational purposes. It is not legal, tax, accounting, investment, mortgage, financial, or real estate advice. You should consult qualified advisors before making decisions involving a home purchase, mortgage, refinance, investment, tax position, or legal obligation.
Nothing on this website is an offer, commitment, approval, rate lock, underwriting decision, or guarantee of product availability. Any examples, savings figures, illustrations, or projections are illustrative only and may not reflect your transaction.
Permitted Use
You may use the website for lawful, personal, non-commercial, and informational purposes. You may not interfere with website operation, attempt unauthorized access, scrape or harvest data at scale, misrepresent your identity, introduce malware, or use the website to violate law or third-party rights.
Intellectual Property and Trademarks
The website, including its text, design, graphics, photographs, logos, wordmarks, trade dress, and other content, is owned by Genrae or its licensors and is protected by intellectual-property laws.
Genrae, Performance Mortgage, the Genrae wordmark, and related names, logos, and identifiers are trademarks, service marks, trade names, or proprietary identifiers of Generational Equity Labs, Inc. or its affiliates. You may not use them in a way that suggests endorsement, affiliation, sponsorship, or approval without written permission.
Third-Party Sites
The website may link to third-party websites, including lender, research, government, service-provider, or social-media websites. Genrae does not control those sites and is not responsible for their content, policies, security, or practices.
No Warranty
The website is provided on an as-is and as-available basis. Genrae does not warrant that the website will be uninterrupted, error-free, secure, current, or free of harmful components. To the fullest extent permitted by law, Genrae disclaims all warranties, express or implied, relating to the website and its content.
Limitation of Liability
To the fullest extent permitted by law, Genrae and its affiliates, officers, directors, employees, agents, and service providers will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages, or for lost profits, lost data, loss of goodwill, or business interruption arising from website use.
Changes
Genrae may update these Terms or the website at any time. The updated version will be posted on this page with a revised date. Continued use of the website after an update means you accept the revised Terms.
Contact
Questions about these Terms may be directed to Genrae at legal@genrae.com.